Acceptable Use Policy

You cannot use the Flow service for activities that:

1) Violate any law, statute, ordinance or regulation.

They refer to transactions that involve:

a) narcotics, steroids, certain controlled substances or other products that present a risk to consumer safety, b) drug-related paraphernalia, c) cigarettes, d) articles that promote, promote, facilitate or instruct others to participate in activities. illegal, (e) stolen property, including digital and virtual property, (f) the promotion of hate, violence, racial forms or other forms of discriminatory intolerance or the financial exploitation of a crime, g) articles that are considered obscene, (h) items that infringe or violate any copyright, trademark, publicity or privacy right or any other proprietary right under the laws of any jurisdiction, (i) certain sexually oriented materials or services, (j) ammunition, firearms or certain parts of firearms or accessories, or (k) certain weapons or knives regulated by applicable law.

transactions that

(a) display the personal information of third parties in violation of applicable law, (b) support pyramid or ponzi schemes, matrix programs, other “get rich quick” schemes or certain multi-level marketing programs, (c) are associated with annuity purchases or lottery contracts, lay-away systems, off-shore banking, or transactions to finance or refinance debts financed with a credit card, (d) are for the sale of certain items before the seller have control or possession of the item, (e) are by processors to collect payments on behalf of merchants, (f) are associated with the sale of traveler’s checks or money orders, (h) involve currency or business exchanges check cashing, (i) involve certain credit repair, debt settlement services, insurance transactions or activities, or (k) involve offering or receiving payments for the purpose of bribery or corruption, l) ICO, m) Binary forex Sales of products or services identified by government agencies have a high probability of being fraudulent.

Activities that require pre-approval

Airlines and scheduled or unscheduled charter / jet / air taxi operators; collecting donations as a charity or non-profit organization; trafficking in jewelry, precious metals and stones; act as a money transmitter or sell stored value cards; the sale of stocks, bonds, securities, options, futures (forex) or an investment interest in any entity or property; or provide custodial services.

Provide file sharing services or access to newsgroups; or the sale of alcoholic beverages, tobacco products other than cigarettes, electronic cigarettes, or prescription drugs / devices.

Activities involving gambling, gambling and / or any other activity with an entry fee and a prize, including, but not limited to casino games, sports betting, horse or greyhound racing, fantasy sports, ticketing lottery, other companies that facilitate gambling, skill games (whether or not legally defined as games of chance) and raffles, if the operator and customers are exclusively in jurisdictions where such activities are permitted by law or have the required permits.

Crypto Exchange or cryptocurrency related businesses, Electronic wallets, Money transfer, Trading.

Adult content with the exception of:

Pedophilia, Prostitution, sexual exploitation, racism or any content that is offensive or that may be against the applicable law.

Please send the contact information, the URL of the company website and a brief summary describing the business to compliance@flowpagos.com

In the event that Flow considers that the User has made a prohibited, suspicious or irregular Transaction, Flow will retain the funds derived from that Transaction for up to 180 days and will restrict the use of the Platform by the User, temporarily blocking the User’s access to use the functionalities of the Platform, and / or permanently cancel access to the Platform, while Flow conducts an investigation to determine if the User has made a Prohibited Transaction. In such case, the User will be responsible for the damages that the competent authority determines that have been caused by Flow, without prejudice to the legal actions that Flow may undertake.

The Platform will be available online regardless of whether it may not be available in the country where the User is located. The Platform operated by Flow does not guarantee, explicitly or implicitly, that the information and material contained in the Platform, including without limitation the information and other materials that promote the commercial activities, products or Services described herein, are appropriate or are available in other localities. Additionally, some software on the Platform may be subject to export regulations imposed by the applicable regulations in each country, so it cannot be downloaded and / or copied, or exported, within (or to a citizen or resident of) a country in which the import or download of said software is restricted, including those countries that are part of the official lists established on the matter (hereinafter “Restricted Country”).

 Restricted Current Countries: