Acceptable Use Policy

Forbidden activities

You cannot use the Flow service for activities that:

1) Violate any law, statute, ordinance or regulation.

They refer to transactions that involve:

a) narcotics, steroids, certain controlled substances or other products that present a risk to consumer safety, b) drug-related paraphernalia, c) cigarettes, d) articles that promote, promote, facilitate or instruct others to participate in activities. illegal, (e) stolen property, including digital and virtual property, (f) the promotion of hate, violence, racial forms or other forms of discriminatory intolerance or the financial exploitation of a crime, g) articles that are considered obscene, (h) items that infringe or violate any copyright, trademark, publicity or privacy right or any other proprietary right under the laws of any jurisdiction, (i) certain sexually oriented materials or services, (j) ammunition, firearms or certain parts of firearms or accessories, or (k) certain weapons or knives regulated by applicable law.

transactions that

(a) display the personal information of third parties in violation of applicable law, (b) support pyramid or ponzi schemes, matrix programs, other “get rich quick” schemes or certain multi-level marketing programs, (c) are associated with annuity purchases or lottery contracts, lay-away systems, off-shore banking, or transactions to finance or refinance debts financed with a credit card, (d) are for the sale of certain items before the seller have control or possession of the item, (e) are by processors to collect payments on behalf of merchants, (f) are associated with the sale of traveler’s checks or money orders, (h) involve currency or business exchanges check cashing, (i) involve certain credit repair, debt settlement services, insurance transactions or activities, or (k) involve offering or receiving payments for the purpose of bribery or corruption, l) ICO, m) Binary forex Sales of products or services identified by government agencies have a high probability of being fraudulent.

Activities that require pre-approval

Aerolíneas y operadores de vuelos chárter/jets/taxi aéreos programados o no programados;  recolectar donaciones como organización benéfica o sin fines de lucro; traficando con joyas, metales preciosos y piedras; actuar como transmisor de dinero o vender tarjetas de valor almacenadas; la venta de acciones, bonos, valores, opciones, futuros (forex) o un interés de inversión en cualquier entidad o propiedad; o proporcionar servicios de custodia.

Provide file sharing services or access to newsgroups; or the sale of alcoholic beverages, tobacco products other than cigarettes, electronic cigarettes, or prescription drugs / devices.

Activities involving gambling, gambling and / or any other activity with an entry fee and a prize, including, but not limited to casino games, sports betting, horse or greyhound racing, fantasy sports, ticketing lottery, other companies that facilitate gambling, skill games (whether or not legally defined as games of chance) and raffles, if the operator and customers are exclusively in jurisdictions where such activities are permitted by law or have the required permits.

Crypto Exchange or cryptocurrency related businesses, Electronic wallets, Money transfer, Trading.

Adult content with the exception of:

Pedophilia, Prostitution, sexual exploitation, racism or any content that is offensive or that may be against the applicable law.

Please send the contact information, the URL of the company website and a brief summary describing the business to compliance@flowpagos.com

En caso de que Flow considere que el Usuario ha realizado una Transacción Prohibida, sospechosa o irregular, Flow retendrá los fondos derivados de dicha Transacción hasta por 180 días y restringirá el uso de la Plataforma por parte del Usuario, bloqueando temporalmente el acceso del Usuario al uso o disponibilidad de las funcionalidades de la Plataforma, y/o cancelará permanentemente el acceso a la Plataforma, mientras Flow realiza una investigación para determinar si el Usuario ha realizado una Transacción Prohibida, En tal caso, el Usuario será responsable de los daños que determine la autoridad competente que haya causado Flow, sin perjuicio de las acciones legales que pueda ejercitar Flow.

The Platform will be available online regardless of whether it may not be available in the country where the User is located. The Platform operated by Flow does not guarantee, explicitly or implicitly, that the information and material contained in the Platform, including without limitation the information and other materials that promote the commercial activities, products or Services described herein, are appropriate or are available in other localities. Additionally, some software on the Platform may be subject to export regulations imposed by the applicable regulations in each country, so it cannot be downloaded and / or copied, or exported, within (or to a citizen or resident of) a country in which the import or download of said software is restricted, including those countries that are part of the official lists established on the matter (hereinafter “Restricted Country”).

 Restricted Current Countries:

  • Angola
  • Anguilla
  • Netherlands Antilles
  • Armenia
  • Aruba
  • Belarus
  • Benin
  • Bhutan
  • Bolivia
  • Brunei
  • Burkina Faso
  • Burundi
  • Cambodia
  • Cameroon
  • Cape Verde
  • Chad
  • Comoros
  • Côte d’Ivoire
  • Djibouti
  • Federated States of Micronesia
  • Eritrea
  • Ethiopia
  • Gambia
  • Guinea
  • Guinea-Bissau
  • Guyana
  • Cook Islands
  • Falkland Islands
  • Norfolk Island
  • British Virgin Islands
  • Kiribati
  • Kyrgyzstan
  • Laos
  • Macedonian
  • Madagascar
  • Maldives
  • Mali
  • Marshall Islands
  • Mauritania
  • Mayotte
  • Mongolia
  • Montenegro
  • Montserrat
  • Namibia
  • Nauru
  • Nepal
  • Niger
  • Nigeria
  • Niue
  • Papua New Guinea
  • Paraguay
  • Pitcairn Islands
  • Republic of Azerbaijan
  • Democratic Republic of Congo
  • Republic of Congo
  • Republic of Gabon
  • Rwanda
  • St. Helen
  • Saint Pierre and Miquelon
  • St. Vincent and the Grenadines
  • Samoa
  • Sao Tome and Principe
  • Sierra Leone
  • Solomon Islands
  • Somalia
  • Sri Lanka
  • Suriname
  • Svalbard and Jan Mayen
  • Swaziland
  • Tajikistan
  • Tanzania
  • Tonga
  • Tunisia
  • Turkmenistan
  • Tuvalu
  • Uganda
  • Ukraine
  • Vanuatu
  • Wallis and Futuna Islands
  • Yemen
  • Zambia
  • Zimbabwe

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